ClearScore profits double as user base surpasses 25 million

London-based fintech ClearScore has reported record full-year results, with adjusted EBITDA surging 101% to £17.1m.

The profit jump in the year ended December 2025 was driven by a 37% increase in group revenue to £144.7m.

The company cited improved operational efficiency, AI investments and data “innovations” as core reasons for its strong financial performance.

ClearScore has also announced its global user base has now surpassed 25 million, supported by international expansion across South Africa, Australia, New Zealand, and Canada.

The fintech has aggressively diversified its offering beyond its core credit-scoring marketplace.

Following its January 2025 acquisition of Aro Finance, which enabled the “ClearScore Everywhere” embedded finance proposition, the group acquired mortgage intermediary platform Acre Platforms in January 2026 to accelerate its entry into the secured lending space.

In tandem with its financial results, ClearScore announced the opening of a second global technology hub in Cape Town, South Africa, and unveiled new AI-driven product developments.

These include a consumer-facing ChatGPT application and the launch of the “Agentic Credit Broking Protocol”—an open-source set of standards allowing autonomous AI agents to legally conduct compliant credit broking on behalf of users.

“2025 was a defining year for ClearScore,” said Justin Basini, co-founder and chief executive.

“What’s particularly exciting is that we achieved this while continuing to invest heavily in the future, rolling out AI capabilities across the business and expanding into adjacent categories.

“We laid strong foundations internationally and have great momentum in the business as we continue to build as a global leader in financial marketplaces.”